Moni: Savings & Loans 2.0.9

Moni: Savings & Loans 2.0.9

Rank Capital Inc.  ❘ Freeware
iOS
out of 5 votes
Latest Version
2.0.9
Safe to install
VERY GOOD User Rating

Access a variety of financial solutions on Moni. Earn competitive interest rates on your savings and take advantage of short and long-term business loans. Your savings are securely stored in Moni Vault, with loans disbursed within minutes through Moni Float.

What does saving on Moni entail?

  • Create a flexible, targeted, or fixed savings plan on Moni with interest rates ranging from 7% to 21%.
  • Start saving with as little as N100 daily, weekly, bi-weekly, or monthly.
  • Automate your savings schedule and receive timely notifications.
  • Activate your Moni Wallet to contribute to your savings plan.
  • Work towards achieving multiple savings goals without any additional fees or charges.
  • Secure a lump sum in Reserve for a minimum of 3 months and earn up to a 21% interest rate.
  • Enjoy instant withdrawals and cultivate a habit of saving.
  • Receive instant technical support within the app for any assistance needed.

Saving on Moni is user-friendly. Begin in 3 simple steps:

  1. Download the Moni app
  2. Provide necessary information to set up your profile
  3. Create your customized savings plans

An illustration of a Moni Savings Plan:

  • Create a Reserve Plan: Lock away funds to curb spending impulses
  • Set duration for 1 year
  • Opt to withdraw interest at maturity
  • Fund the plan with N1,000,000
  • After 1 year, withdraw N1,210,000

Moni Loan:

  • To access a Moni Loan, membership in a Cluster is required.
  • Loans are accessible to Cluster businesses using unique Cluster codes.
  • No collateral or guarantees are needed.
  • Borrow between N50,000 - N3Million once your Cluster membership request is approved and business performance reviewed.
  • No hidden fees or charges; loan terms are transparent.
  • Select a loan tenure of up to 12 months with competitive interest rates ranging from 24% to 35.36% APR.
  • The eligibility amount grows with an increase in OTR (on-time repayment rate).
  • Benefit from social accountability within your Cluster businesses.

The Moni loan application process:

  1. Download the Moni app and sign up with your phone number and email address.
  2. Request to join a Float cluster
  3. Provide pertinent information about your business for loan eligibility review.
  4. Begin accessing float to enhance your business growth.

Moni’s Interest Rate and Loan Repayment:

  • Avail loan amounts between N50,000 - N3Million without requiring collateral or guarantees.
  • Repay over a maximum period of 12 months with an Annual Percentage Rate (APR) between 24% and 35.36%.

An example of a Moni Loan:

  • Loan Amount: N2,000,000
  • Loan Tenure: 24 weeks
  • Repayment Schedule: Weekly
  • Weekly Interest Rate: 0.6%
  • Weekly Repayment: N95,333
  • Total Amount Payable: N2,288,000
  • APR: 31.2%</l
')

Overview

Moni: Savings & Loans is a Freeware software in the category Business developed by Rank Capital Inc..

The latest version of Moni: Savings & Loans is 2.0.9, released on 09/27/2024. It was initially added to our database on 09/27/2024.

Moni: Savings & Loans runs on the following operating systems: iOS.

Users of Moni: Savings & Loans gave it a rating of 4 out of 5 stars.

Screenshots (Click to view larger)

Related


Aladdin Digital

Aladdin Digital Review Aladdin Digital by ALADDIN SCHEME LIMITED is a comprehensive software application designed to streamline digital asset management for businesses of all sizes.

EasyKash

The application offers a streamlined experience for managing bill payments, requiring only a straightforward download and registration process.

Fidelity FastLoan

FastLoan is an application offered by Fidelity Bank Plc specifically designed for processing micro loans. The application facilitates immediate disbursal of loans within a 2-minute timeframe and enables effortless repayment through a range …

Gap Finance

Gap Finance is a financial institution operating in Africa, aiming to transform the banking landscape through innovation and inclusivity.

Neocash Mobile

Review of NeoCash Loan Application NeoCash, an innovative offering from Shepherd Trust Microfinance Bank, targets residents of Lagos State, providing a streamlined approach to personal loans.

OurPass - Business Bank

The OurPass application presents an innovative solution for business banking, offering the capability to set up a business bank account in under five minutes.
Secure and free downloads checked by UpdateStar

Stay up-to-date
with UpdateStar freeware.

Latest Reviews

S Storage and Network Calculator
Optimize Your Storage Needs with Hikvision's Storage and Network Calculator
FoneTool FoneTool
Stay Connected with FoneTool!
Windows PC Health Check Windows PC Health Check
Keep Your PC Running Smoothly with Windows PC Health Check!
Sweet Home 3D Sweet Home 3D
Design Your Dream Space with Ease using Sweet Home 3D!
EasyUEFI EasyUEFI
Manage UEFI boot options easily with EasyUEFI.
AppKiwi AppKiwi
AppKiwi: A Seamless Platform for App Distribution
U UpdateStar Premium Edition
Keeping Your Software Updated Has Never Been Easier with UpdateStar Premium Edition!
M Microsoft Visual C++ 2015 Redistributable Package
Boost your system performance with Microsoft Visual C++ 2015 Redistributable Package!
M Microsoft Edge
A New Standard in Web Browsing
G Google Chrome
Fast and Versatile Web Browser
M Microsoft Visual C++ 2010 Redistributable
Essential Component for Running Visual C++ Applications
M Microsoft Update Health Tools
Microsoft Update Health Tools: Ensure Your System is Always Up-to-Date!

Latest Updates


Build Muscle Strength Training 7.2

This application offers a comprehensive approach to muscle development, suitable for individuals committed to serious strength training.

Bodyweight Workouts at Home 7.2.1

This application offers a practical approach to maintaining physical fitness from the comfort of your own home, eliminating the need for weights or gym equipment.

Pandora FMS 1.01

Pandora FMS is a comprehensive monitoring software designed to oversee servers, networks, applications, websites, and overall IT infrastructure.

Cryptaroo 1.11

Cryptaroo is an educational mobile application designed to facilitate fundamental cryptanalysis exercises, including encryption and decryption methods, as well as the analysis of ciphertext.

Block GuRU 6.0.1

GuRU is a comprehensive offline educational application dedicated to the teaching of single-shot and continuous peripheral nerve blocks.

Chiello Pool Soccer 4.0

Experience a variety of game modes and develop your optimal strategies in this pool soccer game. Players can choose from four distinct modules, select their favorite team’s jersey, and aim to set their highest score.