Access a variety of financial solutions on Moni. Earn competitive interest rates on your savings and take advantage of short and long-term business loans. Your savings are securely stored in Moni Vault, with loans disbursed within minutes through Moni Float.
What does saving on Moni entail?
- Create a flexible, targeted, or fixed savings plan on Moni with interest rates ranging from 7% to 21%.
- Start saving with as little as N100 daily, weekly, bi-weekly, or monthly.
- Automate your savings schedule and receive timely notifications.
- Activate your Moni Wallet to contribute to your savings plan.
- Work towards achieving multiple savings goals without any additional fees or charges.
- Secure a lump sum in Reserve for a minimum of 3 months and earn up to a 21% interest rate.
- Enjoy instant withdrawals and cultivate a habit of saving.
- Receive instant technical support within the app for any assistance needed.
Saving on Moni is user-friendly. Begin in 3 simple steps:
- Download the Moni app
- Provide necessary information to set up your profile
- Create your customized savings plans
An illustration of a Moni Savings Plan:
- Create a Reserve Plan: Lock away funds to curb spending impulses
- Set duration for 1 year
- Opt to withdraw interest at maturity
- Fund the plan with N1,000,000
- After 1 year, withdraw N1,210,000
Moni Loan:
- To access a Moni Loan, membership in a Cluster is required.
- Loans are accessible to Cluster businesses using unique Cluster codes.
- No collateral or guarantees are needed.
- Borrow between N50,000 - N3Million once your Cluster membership request is approved and business performance reviewed.
- No hidden fees or charges; loan terms are transparent.
- Select a loan tenure of up to 12 months with competitive interest rates ranging from 24% to 35.36% APR.
- The eligibility amount grows with an increase in OTR (on-time repayment rate).
- Benefit from social accountability within your Cluster businesses.
The Moni loan application process:
- Download the Moni app and sign up with your phone number and email address.
- Request to join a Float cluster
- Provide pertinent information about your business for loan eligibility review.
- Begin accessing float to enhance your business growth.
Moni’s Interest Rate and Loan Repayment:
- Avail loan amounts between N50,000 - N3Million without requiring collateral or guarantees.
- Repay over a maximum period of 12 months with an Annual Percentage Rate (APR) between 24% and 35.36%.
An example of a Moni Loan:
- Loan Amount: N2,000,000
- Loan Tenure: 24 weeks
- Repayment Schedule: Weekly
- Weekly Interest Rate: 0.6%
- Weekly Repayment: N95,333
- Total Amount Payable: N2,288,000
- APR: 31.2%</l
概述
Moni: Savings & Loans 是在由Rank Capital Inc.開發類別 Business Freeware 軟體。
最新版本是 Moni: Savings & Loans 的 2.0.9 2024/09/27 上釋放。 它最初被添加到我們的資料庫 2024/09/27 上。
Moni: Savings & Loans 在下列作業系統上運行: iOS。
使用者 Moni: Savings & Loans 4 個 5 星的評分,給了它。
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